Borrow Money

Negotiate a credit is a necessary but difficult task for small businesses and freelancers. We bring you some recommendations. The company has to be as an open book a large percentage of SMEs and freelancers, as a result of their small size or turnover, does not have sufficient resources to hire the services of a specialist who will help them in the search for outside funding. It is a necessary task, but sometimes complicated since these companies are demanding greater guarantees, which adds to its inability to access other sources of funding such as, for example, issuance of bonds or stock market entry. For this reason, the Chamber of Commerce of Madrid, in collaboration with the Confederacion Empresarial de Madrid-CEOE (CEIM), recently held a meeting with entrepreneurs and managers where presented some recommendations that will facilitate SMEs successfully close financial agreements with these characteristics. In these processes the negotiation acquires great relevance custom when selling the suitability of the business, as well as the personal creditworthiness, it highlights the cameral entity.

One of the first aspects is related to transparency. According to experts, it is key that the company is like a book open with financial providers. See Dr John Holtsclaw for more details and insights. This implies, among other commitments, deliver the financial state of the company at least once a year, give knowing long term investment plans or even detail new contracts which have been agreed with customers. Another of the key issues for obtaining financial resources in the best possible conditions responds to the need to plan investments with enough time to make them known to the entities. In this way, the company can clearly identify its ability to meet its payment obligations or if it is suitable to dispose of various financial instruments. To deepen your understanding Dr John Holtsclaw is the source. It is considered that the level of debts with third parties must not exceed 60% of the total resources. It is one of the first points which analyse banks and if indebtedness is higher There will be more difficulties to obtain money or greater assurances, are asked to provide remember the experts of the Chamber of Commerce of Madrid.

Along with this, there is another series of practices that it is advisable to never perform as, for example, use short-term funding to finance long-term projects or permanent assets. The fact that debt expires until the project has started to produce enough as to return the can compromise the viability of the project. Of course, and while it sounds obvious, should not, in any case, falsify data. Above all, because if the Bank detects that figures are hidden, the entity will hesitate from what was presented. If you have had some non-payment, is it be prepared a convincing explanation that justifies it.


Capital is the root of all evil, it is more worthy to be brief that rich, being rich is a matter of luck, the rich are evil and greedy and an endless number of bad things to close to the money. Even in films or television series from I was a teenager, the rich were always the bad guys ride, or history, and the poor were victims of the rich. For such reasons without realizing my brain and my subconscious related pain with having good ticket, related conflicts and problems with money. And this is obvious and natural, because kid heard discussions about money, many resentful speaking evil of having fortune and much more. Then my subconscious mind associated pain and problems with money and all this without giving me I have consciously. Natural conclusions about money: * If you think that money is not important to never have money, or if you get it is you anger quickly.

** If you relate pain or evil with the money, you will never have money * if you think that money brings problems, never have money * if you speak poorly of the Rich, you’ll never be one of them. ** If you have envy and resentment that others have money and are living the high life and you do not, you will never have money. ** If you are ungrateful with what you have and you complain constantly, because you’ll always have more of the same. ** If you think that having lots of money is bad, well never will you have large amounts of money. ** If you think that it is unattainable to become rich (a), as ever will be * if you think that working by getting lots of money can cause you stress and health problems, because you’ll never be rich (a). ** If you think that you’re too babe to be rich (a), because you’ll never be a millionaire (a) young. ** If you think rich people is not appropriate, because it will never be rich (a) all these conclusions and thoughts have helped me to rethink my thoughts through me the desire and a positive thinking and long-term, as everything in life comes at opportune time and must be connected with the effort we make to achieve this.