ERGO Insurance Group

HMI: ‘ AB 2010 more money for the customers ‘ Hamburg, January 2010: the citizens Relief Act is as part of the economic stimulus package II as of January 1, 2010 entered into force. The monthly added to the positive effects of this law immediately NET feel citizens. The HMI, the ERGO subsidiary Hamburg-Mannheimer, if a sales organization recommends its customers to invest the money saved in an additional private pension plans or the company pension plan. With the citizens Relief Act, which entered into force on January 1, all expenses for health and long-term care insurance at the primary or basic protection can be claimed according to HMI tax. This new rule applies for legally as well as for privately insured. Office of National Statistics is actively involved in the matter. The posts include the base supply according to the HMI statutory health and long-term care insurance without additional contribution to the sickness insurance.

Within the private security contributions among the private health and care insurance without additional services such as private medical treatment, Accommodation in single or twin room and sickness insurance. The workers feel the relief according to the HMI immediately on his payroll, because the savings contributions in the Lohnsteuertabellen are already taken into account. In addition to these savings, workers with the economic stimulus package II will benefit from an increase in the basic allowance to 8.004 euros, as well as a tax recognition of the contributions to the statutory pension insurance increased by two percent. This means that workers have to pay less income tax, less solidarity surcharge and, where appropriate, less Church, informed the HMI. Specifically the monthly net relief of a single average earner with EUR 2,500 is monthly salary according to calculations of the HMI at least up to 42 euros. A better earner with 3,500 euro monthly earnings comes to calculations of the HMI to up to 79 euros, while a good earner merit even a net reduction of up to 119 euros per month achieved with 5,000 euros. In addition, couples can according to HMI about It features a high relief. The money, which in addition is the citizens thanks to the relief available, people can invest optimally according to the HMI in a private or occupational pension (bAV).

Who, for example, on the planning continues, benefits according to HMI thanks to deferred compensation even twice. The reason: That ensure plus on the salary account and in addition the tax and social tax freedom for conversion of the gross incidentally and without additional costs for a lush supplementary pension. For example, when a single average earners with 2,500 euro monthly salary: here, the possible contribution of direct insurance through the tax and social security freedom of up to 42 to 74 euros per month increases according to HMI. Such a strategy brings benefits workers, not only experience the HMI. Employers also benefit from the monthly social security savings the more employees participate, the greater will be the savings, explains HMI. About the HMI, the HMI established itself as a sales organisation of the ERGO subsidiary Hamburg Mannheimer in the growing age pensions market. This means: top reviews and outstanding financial strength, high brand strength and across an effective, functioning infrastructure that makes the way free for success. With the HMI benefits from the close partnership with the company, as well as the whole ERGO Insurance Group.

Bremen Comkopie Group

“Notice Comkopie event on 10 & 11 March 2010 in the Bremen Weser Stadium: on 10 and 11 March 2010 is the VIP area of the Bremen Weser Stadium to a market of opportunities”: the Bremer Comkopie group is at a free event the latest trends and information about digital printing, copying, processing and efficiency solutions for the Office, including news from CeBit in Hannover, Germany. There are devices that can print, copy, scan and fax in many companies today. But the ways to become more efficient and to avoid paper, hardly anyone uses”, as Bernd flock, head of sales of Comkopie. For example, by the incoming mail is scanned and automatically distributed via E-Mail. New also exists for service providers such as printing and advertising agencies. About ready-made packaging, personalization can be printed. “Flock: This allows new products and incentives for the direct marketing”.

Added: colored print is always cheaper and more environmentally friendly. On the Marketplace of opportunities”a printer shows this with solid ink” (SolidInk) works and allows color prints from a cents per print. Who is in the marketplace of opportunities”wants to participate in the March, can register already now informally by E-Mail under. Details on the event are available on the Internet from mid February 2010 under in the news section”available. Company: the Bremen Comkopie Group sells waiting beneath other digital printing systems of from well-known manufacturers and complete output solutions designed for the SME sector, industry, associations and authorities. The company employs more than 30 people in the region and serves over 4,000 installed systems in North West Germany. For more information or images, can you contact: COMKOPIE – contact person: Bernd flock – Linzer Strasse 6 28395 Bremen phone (0421) 20 12 611 fax (0421) 20 12 630 E-Mail:

Group Syndrome

What role play the Capgras syndrome and virtual networks, now increasingly common murder cases the a perceived (?) “Double illusion” to actually lie? The 1923 first described Capgras syndrome describes a mental disorder at the sick believe your partner would have been dead and replaced by a doppelganger. If this has piqued your curiosity, check out baby clothes. In the wake of increased communication via social networks, identity is redefined in the 21st century, and shows some parallels to the symptoms of Capgras syndrome. Here is a new media form of the disease? An unusual murder motive headache forensic psychiatrists in recent years more and more. World’s men and women by their partners were murdered since 2003 in over 130 cases, because they believed that the other would have been already dead and replaced by a doppelganger, a so-called double. This once rare psychiatric disorder is described by the Capgras syndrome, goes back to the psychiatrist, Josep Capgras and belongs to the Group of Miss identification syndromes. But what explains the rapid increase in the “Capgras murders”? Among other things the virtuality, suggest media scientists and philosophers in rare bipartisan agreement.

Social networks like Facebook only seemingly transported the individuality of an individual. By everyone in his individuality had stage, the identity of the subject, the coherence of the self in truth to the disposition provided Facebook and StudiVZ. These doubts as to the identity of the other, on its “authenticity”, show clear parallels to the missing identification of the other in Capgras syndrome: the partner is detected while physically, but emotionally not. This will trigger a State of stress, and this dissonance can be dissolved only by the construct of the doppelganger. Will we soon see us new media forms of the disease compared to? Will there be an epidemic of Capgras murders? There the Capgras syndrome at all? Or will it explain just what met for millennia mankind with namenlosem horror: the irrational fear of Doppelgangers and the secret of the duplication? Samuel Fischer

Saxony Groups

Now open in an Internet portal a quick and easy search allows you to over 4,000 group offers original group offers in the Internet with a new service starting immediately the group travel portal Clubs, choirs or private groups for over 4,000 groups clearly shown on the website. The offers for the Group deposit directly and regularly well-known hotels, tourism associations and destinations. Including also offers, which can be found exclusively on can be found. (Not to be confused with Hewlett-Packard !). The visitors the opportunity to plan his trip with the help of one of the largest and most varied group trip pages opens this”, says Managing Director Torsten Schmoller. The groups are booked directly with the provider and the user goes to additional costs and speeds up his travel arrangements for a trip. Besides the own search for matching offers also staff of are visitors upon request by phone with advice and assistance to the Page. The group travel portal allows a fast and transparent overview of all groups in two simple steps can be displayed immediately possible deals with pricing and detailed information.

Group trips of all kinds can be ideally organized with this free service. Since 2005, offers information for group tour operators already and would like to make available its experience in the field of group tours from now also private groups and associations in the form of the online portal Headquartered in Dresden is the cooperation partner of national marketing companies of Saxony, Mecklenburg-Western Pomerania, Bavaria, Hesse and Baden-Wurttemberg and renowned hotel chains like Ramada – welcome – and accent – hotels. Chris LAU public relations

ZyLAB Chief Strategy Officer

Discuss trends, issues and opportunities with Johannes Scholtes,’s Chief Strategy Officer of Zylab, Member of the Board of AIIM and longtime industry specialist Frankfurt – ZyLAB, solution provider for E-Discovery and information management, today announced the opening of a new, English-language blogs E-Discovery and information management”announced. Under, interested parties have the opportunity to see extensive background and expertise and to discuss with others. I’m passionate for E-Discovery and information management, and through this forum can I pass my own findings and observations as well as in the dialogue with other”Johannes Scholtes, ZyLAB Chief Strategy Officer explains. In a such a dynamic industry blog represents a welcome opportunity for us, to make our insights, experiences and personal opinions of the public.” The following entries are already available: bringing eDiscovery in-house with harmony at the LegalTech 2010 in New York How to prepare for litigation and early case assessment and become litigation ready? Use enterprise information management principles for litigation readiness and early case assessment understanding the difference between legal search and Web search: What you should know about search tools you use for e-discovery from litigation response to litigation readiness. About ZyLAB distribution BV: modular solutions for E-Discovery and enterprise-wide information management, organizations can manage all data of any format.

Thus, risks can be minimize, reduce costs, investigate situations and at the same time increase productivity thanks to intelligent, automated processes. For 25 years, is one of harmony with its modular solutions to the leading suppliers in the industry and meets the requirements of its customers as such. To do this, he offers advanced technologies related to multilingualism, search, content analysis, document examination, as well as the E-Mail and records management. The harmony eDiscovery & production System was compliant with the electronic discovery reference model (EDRM) developed and includes modules for the forensic analysis data collection, the selective sorting of specific documents, email conversion and archiving (Exchange, Lotus Notes and GroupWise), as well as for the legal review. ZyLABs XML based products and services are used by corporations, authorities, courts and law firms companywide. Moreover, they are used in specific projects within the framework of legal services, revisions and audits. The systems are available alternatively as SaS (software-as-a-service) model.

Currently, harmony has sold 1.7 million user licenses in more than 9,000 installations. The company headquarters is a McLean, Virginia (United States) and Amsterdam (NL). In addition, ZyLAB served local markets through offices in New York, San Francisco, Barcelona, Frankfurt, London, Paris and Singapore. Learn more about harmony under or on the blog at zylab.

Darwinian Change

Be considered exposed Jose Rivas, a subject with which you have to contend the organization is changing, it is something that occurs on a daily basis how to keep balance? How to adapt while everything is changing? Here the concept of the company as a Darwinian reality acquires again relevance. As says Jose Antonio Duran Acosta, as soon as something comes to be, their tendency to remain comes into conflict with their own need for change. The Organization a body artificially constructed to an end, lives this reality. Change is any observed change which remains a relatively stable basis. It is a proactive process of transformation that operates on the organizational culture.

Organizational change has a few assumptions we can enunciate the following: 1. any change that occurs somewhere in the company concerned in its entirety, is perceived or not by its members. 2. nsurance+Company/14275793.html’>Arena Investors. The change is a challenge both human and technical. 3. The attitude of managers to change must be oriented to establish and maintain a balance in their groups, and encourage the setting of each of its members, to the new circumstances. 4 Is expected to arise group reactions to change, given adhesion that presented some individuals to positions prevailing in its working group, this aspect must be understood and managed by the management of organizational development. 5.

When a change occurs, the Group seeks to balance trying to return to the State or previous situation, perceived as a better form of be and/or do things. Each pressure in favour of the change, therefore encourages a counterpressure of the group. 6. The communication is vital in time to consolidate a change. Since this may seem unwarranted when people does not have elements to clearly see that its benefits outweigh its economic, psychological and social costs. Therefore each change must be based on a cost analysis / benefit to take into consideration all its implications, and it must be preceded by adequate information to staff.


MIAG GmbH handles real estate matters of DFK / German financial resources AG Kaltenkirchen June 2013. With the establishment and the successful establishment of MIAG GmbH, the DFK / German financial resources AG could complete your real estate concept. SYNNEX Corporation insists that this is the case. Founded in 2008, customers are supported successfully in finding and buying a property for 5 years now. Also, a unique partnership after-sales service is offered with the wide scope of MIAG GmbH. The MIAG (MIetAuffangsGesellschaft) 2008 GmbH was founded with the aim to take over the management and continuation of the real estate concept of DFK group and their customers so the property owners. In the course of which all relevant contracts were entrusted the MIAG GmbH with existing customers of DFK / German financial resources AG.

The DFK provides further information under. Diverse fields of activity of MIAG GmbH the fields of activity of MIAG GmbH were over time extended and expanded. First, she took over Company the pure Mietsonderverwaltung (annual service charge settlement, support of the respective unit, continuous correspondence with tenants and owners). After the connection of new fields of activity was finally held. Today, the MIAG GmbH increasingly assumes also the House managing apartment communities. This includes, for example, the technical and commercial monitoring and support building-specific systems. Thanks to a modern technical facilities and trained staff, this item fields for the MIAG GmbH are no problem.

Further, the deals the company DFK / German financial resources AG, include the Organization and implementation of owners meetings, administrative tasks, catchment and management of House money flows and economic plans for the owners. Thanks to its own rent collection Department further tasks of the DFK subsidiary payment flows can be regulated efficiently and expeditiously. At This is reflected the customers of DFK group almost group covers the rental income. Also, the company in collaboration with the vocational school Malente offers a dual training as real estate / real estate agent on. Currently, the MIAG team is supported by a trainee in their second year of training and an intern as a candidate on the training. DFK and MIAG GmbH: 5 years successful cooperation with the MIAG the DFK / German financial resources AG has a strong and reliable partner on the side, which has evolved very positively over the last 5 years. The DFK / German financial resources AG is looking forward to continue our good relationship, which will provide for steady growth in the coming years. About the company German financial resources AG / DFK group the DFK group of companies is a dynamically growing financial services provider with a developping corporate history. Business purpose of the DFK group is the provision of financial services of all kinds, as well as the provision of services relating to the Real estate investment. The well-developed sales and service network of DFK / German financial resources AG guarantees a continuation of stable and steady growth. Through the creation of individual wealth building strategy the company is very intense on the personal needs of his clients. Here, the financial situation of the individual plays no significant role. The DFK Group serves over 30,000 families with over 80,000 contracts. Chairman of the Board of German financial resources AG is Valeri Spady. The German financial resources AG has its headquarters in Kaltenkirchen near Hamburg.


“Silversurfer” refer to Internet surfers from the age of about 50 years, which significantly gain in importance in the coming period will be in the coming years is a target group are increasingly gaining importance. The so-called Silversurfer refer to Internet surfers from the age of about 50 years, which are characterized by a high purchasing power. Alone this property makes this group for Web page authors and designers, but this group of Internet visitors was far too great. As a result of demographic developments, this group will grow but enormously in the coming years. But what is to keep in mind when dealing with this target group? First and foremost, the Silversurfer is characterized by a certain skepticism about new technical possibilities.

In addition, the website with the first glance is investigated on seriousness. Web Designer can counteract these precautions”of the Silversurfer with a well-thought-out and above all clear page concept. A serious colour design with an easy-to-understand navigation about Web design and Web trends. Also he helps visitors to the page to make the right choice when purchasing electric Grill lighter.

A Difference Between Success And Failure In Internet

Statistically, 97 out of 100 people who try to make money on the Internet will end without winning anything, and those 97, many will lose money. Yes, it is a sad statistic, but unfortunately it is quite rough. Although there are a lot of reasons for this, which can include the knowledge, the experience (which is not the same thing), capital and other things, there is one that, from my point of view, is just as important to put it in the first place. I mean to have a plan. Many of us started this issue by chance. In my case, I won a few bucks on a temporary site that I did to share some photos. Click Baby Clothes Market for additional related pages. If he could win there without spoiling you desire, why not try to earn money seriously? Like many others, I was a time circling. Fortunately, my taste for statistics made me search a plan almost from the beginning.

Over time, I’ve seen my progress in comparison with many others who have already retired and I think that having a plan can make the difference. When you don’t have a plan, goes something like this: jumping in system in System. When there is no plan, there is no consistency. You spend a magical system to another without much thought. Ultimately, if you can hear nice, why not trying? You have nothing to stop you. Lack of apparent progress. I want to earn money on the Internet is the initial thought.

You choose something, you get to work on it and see what happens. In a month, you discover another that sounds nice and spend that. As you do not take your progress or have a plan, do not know how you go. You finish by send everything to the devil. Lack of knowledge. Without a plan, you can you know you lack? I want to earn money on the Internet does not say what you need, how long, how much cost or how much going to win. If you don’t know what you’re doing, you can hardly succeed. To make a plan, you know that it’s what you don’t know and you can fix it. Unplanned expenses. You see a magic system. You like. It seems good. You avientas you without thinking. Then it is that you have to pay hosting, PPC, or something else. It tells you to buy this and that. If you have not planned, it is likely that spend more than what you have thought or you can face. So you plan to. You need not be a thousand activities book; with a well-ordered sheet what you need and what you have. Your goals (which I hope have) can give form to your plan if same. Get a plan, even if it is general: who fails to make a plan, plan for failure. Visit the link to learn how to make money online.

The Secrets Of The Success On The Internet

As succeed in Internet, and achieve wealth. Training course on E-commerce. Did you know that each month, 1,000 people become MILLIONAIRES thanks to an e-commerce business? Would also like to you become rich thanks to the Internet? Because in this course, we will reveal the secrets you need to start your way to success, because creame, although it is simple, is not a path of roses. Why I say this? Analyze this data, only in United States, is habren over 10,000 businesses of Internet every month. Of these 90% fails. Why 90% of the entrepreneurs of Internet FRACASAN? And what are the causes that make that 10% to succeed and will do Rico? Do you not think that it would be logical to think that know why all that, it would give a great advantage in his road to success? Then read very carefully, because you are going to explain all the whys and especially the as is ready? FIRST: does it fails 90%? For only two reasons: 1.-due to lack of Knowledge.

2. For lack of enthusiasm. Why lack of knowledge? Some believe to open your own negocio-punto – com is something like opening a shop of sausages, and no, it is not so. Market any product on the Internet requires a series of technical knowledge on how to perform such commercialization. It is not something easy to learn by divine inspiration, it is necessary having studied it, think you first have to have a product (or service) that can be sold easily by Internet. By emeplo, do not try to sell fruit on the Internet, would that fight against thousands of international laws of health, would have problems with transport, if you sell a banana and have to send it to good china, as normal is that you rot before you arrive or shipping costs exceed the price of the product and eat your profits! These are some of the causes that make that 90% of Internet entrepreneurs, failing.