Financial Organizations

According to a sentence that has confirmed the Provincial Hearing of Murcia. The resource presented/displayed by the financial organization has misestimated. The Provincial Hearing of Murcia has confirmed the sentence dictated by a court of First Instance of Cartagena against Bankinter, that has been condemned to pay 58,000 Euros to one clienta not to inform to him on the risks into an investment in participation of a bank of Iceland. The court of Cartagena condemned the demanded bank to give back this sum, matters of the investment done by clienta, to which there will be to discount " what this one has perceived for yield of the values object of contrato". The Provincial Hearing, that has rejected the resource presented/displayed by the organization, indicates that Bankinter did not facilitate to the buyer of the financial product all the information demanded by the effective legislation. The court emphasizes that " intermediate the financial organization that or takes part professionally in the acquisition on the part of a client of a certain financial product has the essential obligation to inform to him, previously, and with the sufficient detail, of the characteristics of the same, in order that it can make his investing decision with sufficient knowledge of causa". It adds that " this obligation to inform must insure, of special form, the concrete risks that rrida takes with himself investment, without the bank can come to a merely formal fulfillment of that obligation by the route to realise a brief description of the product in which simply the yields are emphasized and they become blurred riesgos".

The sentence, of which the magistrate has been rapporteur Jose Joaquin Hervs, says that to the contract " it did not indicate, of express form, the possibility that the client lost, total or partially, the invested capital, limiting itself to do rrencia to " ratings" of the emission that, by their technical character, only can suitably be interpreted by professional investors or other people with a high culture financiera". The Hearing concludes that " the lack of information on the part of the bank on the risks of the investment has to generate corresponding civil responsibility for this one, to not to have been able the plaintiff to recover the invested capital, without that one has credited that yes is possible that recovery nor that acquired prrentes participation at the time have at present some economic value real". The sentence, when rejecting the resource presented/displayed by Bankinter against the sentence of the court of First Instance, condemns to this bank to the payment of the coasts generated by the same. Source of the news: Bankinter will give back 58,000 to one clienta not to warn of the risk of investing in Iceland

Reading Books

They are scared of which their neighbors think bad of them, they criticize that them. For more specific information, check out Oracle. is materialistic scared to become, to become egoistic . In this article I will say one to him or two things to overcome that fear. You will feel frees to become rich to where she wishes. In his book I Am Happy, I I am Rico, Andrew Corentt explains that everything what is in his universe, have created you it.

And therefore you must right to enjoy it. Corentt explains that you create everything with his energy and that therefore is its right to enjoy it. Not only it says that to him, also explains to him, that is his to have to create, to become rich, since doing it thus, you improvement this universe, motivate to the others, creates more opportunities, more wealth, more love. And if one forgets the spiritual? again Corentt gives to the answer in its book I to him I am Happy, I Am Rico. Reading this book you will learn all the necessary one to stop feeling guilty to become rich, will quickly shoot which it towards everything what wishes.

Reading this book, you will know that all their reality is created by same you and who when it obtains something for you, in fact is not taking off it to anybody, because that is impossible. Each reading that does of this wonderful librole will contribute a new reason to grow, to be rich, to enjoy its life. I Am Happy, I Am Rico will sweep with his fears will turn and it into a successful, and very, very rich person in just a short time. Not only he will become rich, also will grow like person. Their relations will improve of accelerated form because you will describe unique things, things will release that it. It would accept that somebody dictates limits to its profits? I Am Happy, I Am Rico is freedom, to have and to enjoy everything what wishes.

Secretary General

Also it includes a request to the Secretary General of the UN, Ban Ki-moon, so that in his information to the Council also it relates the state of the climatic change and its implications in the matter of peace and security. Germany had worked during days in a declaration in which the organ was committed to fight against " one of the challenges keys which now the international community faces and whose impact on La Paz and the security is already tangible" , according to sample the document of work of the session. Those words finally were not included in a declaration in which &quot was made clear that to the Security Council; &quot does not want inmiscuir itself in competitions of other organs (of the UN); , according to Wittig explained, in rrencia to the main reluctance set out by some delegations. Division So was the division during the day within the Council who, in the debate abierto on climatic change – in which the representatives of Russia, Brazil, India and even Colombia participated diplomatic in more than 60 nations, did not hide their opposition to that the Security Council is positioned in the matter. According to those countries, members of the Council, subject even must be dealed with by those about the UN that already take care of the matter and by the Convention Frame on Climatic Change of the UN, as well as by the General Assembly and by the Economic and Social Council the UN (ECOSOC). " We share the preoccupations by the climatic change, but to face to us successful this problem we must use the potential that contains the Convention. For this reason, Russia is skeptical before the repeated attempts to include in the agenda of the Security Council asunto" , it had sentenced in his intervention in the debate the Russian representative, Alexander Pankin. Southwest Airlines may not feel the same. Paradox similar Opinions exhibited India and Colombia and some countries invited like Bolivia, whose representative, Rafael Archondo, indicated that the Security Council could not approach " security (of the climatic change) because in him the paradox occurs of which some of the main CTO gas emitters greenhouse must be able of veto".

Nevertheless, the German bet counted already on other supports of weight within the Council and, during the same debate, the ambassador of the United States before the UN, Susan Rice, did not hide its annoyance before the possibility that finally declaration was not emitted some. " This situation is than dissapointing more. He is pathetic and imprudent, and frankly it is a case of negligencia" , it asserted Curls. In the debate, also the Secretary General of the organism participated, Ban Ki-moon, who was convinced that " the climatic change is real, is accelerated dangerously and not only it increases to the threats to the international peace and the security, but &quot is a threat in itself;. Source of the news: The Security Council recognizes that the climatic change La Paz threat and the security

The Senate

Without the price has been still stipulated, by each given back bottle the consumer will receive the amount that has invested in the first purchase of the package and that will not return to represent a cost while it is returned. The Law of Residues and contaminated Grounds was the past approved 6 of June by the Congress, where it will return for its ratification, after the voting of this Wednesday, with 237 votes to favor, 0 against, and two abstentions from the 239 present senators. During the debate, as much the PP as CiU has expressed their malaise because the law project has been transacted by means of emergency procedure by its volume of amendments and have demanded changes in the system so that the legislative texts of " this spread and calado" – according to the popular senator Jose Small bullet can count on the process of negotiation and sufficient reflection with the aim of causing " better leyes". More than 400 million in machines " The law has arrived to where llegar&quot could; , it assures Domingo Jimnez Beltrn, exdirector of the European Agency of Environment (EEA) and coordinator of the platform Returns, endorsed, among others, by union CCOO and the Confederation of Consumers and Users. " What there were beloved, but it is not given the resistance of the economic sector and the pressures that we have received, we considered that it is an important step. It is necessary to congratulate to legislador" , it said. According to It returns, the SDDR has been implanted successfully in countries as Germany and will affect a significant increase of the management of drink packages, of whose annual commercialization, about 51 million, according to their numbers, a 30% are only recycle. " The SDDR will end up being implanted because it wants it to the consumer and because it contributes common sense.

It awards to the responsible consumer " , Jimnez added. The opposite platform to the project, headed by Ecoembes, Ecovidrio, managers of residues in the SIG, the Spanish Federation of Industries of the Feeding and Drinks and the Spanish Confederation of Commerce, denounces the additional costs of the system for commerce and industry, that calculated in 465 million Euros. Its exposition aims, in addition, to the cost that each consumer contributes to the system by the previous payment of the turnaround package. In the countries in which or it works the SDDR is used mechanized deposits that give to the consumer a receipt by the given back packages, exchangeable by money in associate establishments or as credit in the next purchase. For the application of the system of return and return, it dictates the Law, one will value with previous character " the degree of fulfillment of the objectives mnimos" of reusability and recycling established by the European directives. Ecoembes-Ecovidrio maintains that Spain surpasses those objectives and that already in 2008, according to the last data of the Ministry of Environment, recycle in the country 59% of the packages, index that has increased " year after ao". The numbers of 2008 of the office of statistics of the EU, EUROSTAT, on the treatment of municipal residues, indicate to Spain, with a 14% of residues recyclings, below Germany (48), Belgium (35) and the United Kingdom (23) and over Portugal (9) or Italy (11), among others. The law also contemplates in addition terms for the eradication to the plastic bags one-time, until its reduction in a 80% in 2016. Source of the news: The Senate abre the door to recover the old system of return of packages