In Moscow

But desperate situations do not happen in our case may simply makes sense to arrange the transfer of houses in the management of respectable companies do not automatically and great warranty provision (such as bank guarantees to depositors), it was then most likely number of people willing to get home in the management of (the money people) drastically reduced. But not an end in itself to get rid of some members of the housing market, but rather to combine them to achieve global goals in the housing. Participants in the housing market. Try to characterize the attitude to the reforms of each of the utilities and market participants on the possibility of their relationship. State, federal level. At the initiative of the leaders of the country's transformation began with a change in legislation. The task of the state – set the direction, but do not be a nanny and eternal wards. Therefore, in today's stage, the state should become the main lever for adjusting the predetermined direction.

The purpose of the state today – strictly and ask for a ban on raider behavior in the market, give the people a real opportunity to choose their way of managing buildings. State, regional level. In connection with the promotion of the federal government money for the overhaul of the regional authorities have become more willing to participate in establishing new orders and take care of the birth of the People's autonomy. In Moscow in 2007 were allocated to each house to create HOAs more than one hundred thousand.

On Protection

One of the essential conditions of the loan agreement, which must be clearly written out in the contract, and that the court should pay attention to is the payment of interest on money received on credit. Interest is paid by the borrower for the use of credit by its nature is the contractual payment for the use of funds, not the penalty, which is not the only way to ensure the fulfillment of obligations, as well as a form of civil liability. When no ban use of foreign currency as a means of payment, subject to the requirements of currency legislation, it can not be grounds for declaring it invalid, and to conclude such contract, the party finds the conditions under which he is, and hence on their own at the time of receipt of funds determine for themselves the rules of future behavior, which then have no reason to change at the request of either party.

In addition, section 3.8 of the Rules of granting Ukrainian banks of information about consumer credit conditions and the total cost of credit, approved by the Board of the National Bank Ukraine May 10, 2007 168, provides that in case of a loan in foreign currency, banks are required when signing a credit agreement to warn consumers that the currency risk in fulfilling obligations to this contract is the consumer. On Explaining the borrower information about possible currency risks before entering into the agreement referred to in Art. 11 of the Law of Ukraine “On Protection of Consumer Rights.

Life Owners

Could pass the room one of the owners, without the consent of other owners? Not such an easy question. And issues such Lately millions. Nothing can be done in the country religion of money is one example question that come to us from fellow citizens. Alexander asked the following question – is very sensitive issue, tell me please:. The 2 room apartment two owners. Masha 5 / 12 share, and I have 7 / 12 shares. Masha wants her room to pass, I'm against change. Masha lives in the apartment and her friend wrote a power of attorney? that he decided to issue delivery room. Now walks and shakes my nerves. The policeman from ignorance as to resolve the situation, powerless. Could pass the room one owners without the consent of other owners. And what a power of attorney to dispose of the delivery room for the power of attorney for the owner, by someone else and has a right to this man to walk as to his home, and show clients. Response. Since Masha owns the rights to use, enjoyment and disposition of shares owed to it, all legally. The power of attorney exists, so that pass without your consent may, but occupancy in an apartment may be only with the consent of all living