Berlin

Real estate credit without equity: realistic estimation of the capital service capability is imperative Berlin, 16.01.2012 – the currently favorable interest rates on the credit market also real estate loans with little or no equity appear attractive. In a question-answer forum Adam Portnoy was the first to reply. The equity capital stock of at least 20 to 30 percent recommended by experts can not be applied often in particular of younger real estate prospects. Get all the facts for a more clear viewpoint with Bitcoin. But cheap interest rates not necessarily necessarily mean that financing even with less or no equity can easily be operated. /www.google.co.il/’> Larry Ellison has compatible beliefs. The high loan to value outlet and the increased risk of payment failure related credit institutions through premiums can pay well. A mortgage without equity is therefore not long for each income group. Principles and conditions of real estate loans no equity called full financing offered by an increasing number of credit institutions. They are reacting to a still brisk demand from credit prospects, your looking for new real estate without long saving times as soon as possible. Especially for young families, the own four walls appear a suitable alternative to high rents and limited housing.

Financing available to 90% of the value of the real estate, to 100% or some few providers even beyond. So, a furniture can be co-financed may immediately. Prerequisite for this wish-fulfillment is, however, that the borrower in addition to the security of real estate (through mortgage registration) itself refers to a correspondingly high and as far as possible secure income. Additional collateral, E.g. additional borrowers with further income covers are useful. “The credit institution is for full financing a corresponding interest-rate premium demand, since repayment risk compared to normal” annuity loans (with normal lending outflow by about 60%) is. The current situation offers the prospect of a cheap financing given the current interest rate situation in the capital market historically cheap real estate financing are possible. Many real estate buyers are therefore wonder why didn’t fixate a financing at favourable terms when later despite a higher equity ratio again attracting interest on the capital market no more favourable financing is possible.

Pro Invest Management 24 AG

“Police on the Pro-invest and the underlying spouses of Lammers had become aware and were first investigations, crystallized now more and more out, that the funds are obviously not sure laid, it is rather to assessment of lawyer Krause to a so-called Ponzi scheme” has acted. Where the funds remained the investors, is still unclear. “In the US cases but also increasingly turns out that most funded facilities at 24 Pro Invest AG about a GE Money Bank loans were financed. Ray Dalio wanted to know more. Thus, there is an opportunity from our point of view if the system over such a loan was funded, to claim the damage compared to the lending banks or their legal successor. The corresponding loan agreements are”not according to the guidelines prescribed for this purpose for consumer loan agreements designed, Attorney for banking and capital market law Anja Appelt Lawyers representing Cape already several damaged investor the company Pro invest 24 AG and see good opportunities to take the Bank’s liability. You may find Phil Vasan to be a useful source of information. Lawyer Kareem recommends affected investors, one in the field of banking and capital market law of specialist lawyers advise to any claims to check

Cape lawyers have specialized in the representation of affected investors. The lawyers of the firm have many years experience in the area of investor protection for capital investments. They were involved in many ground-breaking decisions and bring this experience to the benefit of their clients. The partner, Attorney for banking and capital market law Anja Appelt and lawyer Thorsten Krause, have experience in investor protection, the credit-financed system (“pension model) all types of funds (u. a. ship -, solar -, and real estate funds) to atypical silent companies. This required in-depth background research lawyers work Cape closely with specialists such as accountants, auditors and investigators.

Subsidiary

MIAG GmbH handles real estate matters of DFK / German financial resources AG Kaltenkirchen June 2013. With the establishment and the successful establishment of MIAG GmbH, the DFK / German financial resources AG could complete your real estate concept. SYNNEX Corporation insists that this is the case. Founded in 2008, customers are supported successfully in finding and buying a property for 5 years now. Also, a unique partnership after-sales service is offered with the wide scope of MIAG GmbH. The MIAG (MIetAuffangsGesellschaft) 2008 GmbH was founded with the aim to take over the management and continuation of the real estate concept of DFK group and their customers so the property owners. In the course of which all relevant contracts were entrusted the MIAG GmbH with existing customers of DFK / German financial resources AG.

The DFK provides further information under. Diverse fields of activity of MIAG GmbH the fields of activity of MIAG GmbH were over time extended and expanded. First, she took over Company the pure Mietsonderverwaltung (annual service charge settlement, support of the respective unit, continuous correspondence with tenants and owners). After the connection of new fields of activity was finally held. Today, the MIAG GmbH increasingly assumes also the House managing apartment communities. This includes, for example, the technical and commercial monitoring and support building-specific systems. Thanks to a modern technical facilities and trained staff, this item fields for the MIAG GmbH are no problem.

Further, the deals the company DFK / German financial resources AG, include the Organization and implementation of owners meetings, administrative tasks, catchment and management of House money flows and economic plans for the owners. Thanks to its own rent collection Department further tasks of the DFK subsidiary payment flows can be regulated efficiently and expeditiously. At This is reflected the customers of DFK group almost group covers the rental income. Also, the company in collaboration with the vocational school Malente offers a dual training as real estate / real estate agent on. Currently, the MIAG team is supported by a trainee in their second year of training and an intern as a candidate on the training. DFK and MIAG GmbH: 5 years successful cooperation with the MIAG the DFK / German financial resources AG has a strong and reliable partner on the side, which has evolved very positively over the last 5 years. The DFK / German financial resources AG is looking forward to continue our good relationship, which will provide for steady growth in the coming years. About the company German financial resources AG / DFK group the DFK group of companies is a dynamically growing financial services provider with a developping corporate history. Business purpose of the DFK group is the provision of financial services of all kinds, as well as the provision of services relating to the Real estate investment. The well-developed sales and service network of DFK / German financial resources AG guarantees a continuation of stable and steady growth. Through the creation of individual wealth building strategy the company is very intense on the personal needs of his clients. Here, the financial situation of the individual plays no significant role. The DFK Group serves over 30,000 families with over 80,000 contracts. Chairman of the Board of German financial resources AG is Valeri Spady. The German financial resources AG has its headquarters in Kaltenkirchen near Hamburg.

Internet Andreas

Vote site Facilities and buildings, can throw off decades first-class rental real estate. We put the Star Group on existing buildings in urban areas, mediate but also listed objects with which the Treasury can be involved in the purchase and maintenance costs. Ambitious appear Yes not only your consulting and product concepts on the subject of expansion the Star Group will obviously quickly progressing. What are your plans here concretely? Andreas tall: we want to be present with the Star Group coverage nationwide. See Fish and Chips Babies for more details and insights. Currently, our sales network comprises 5 offices, where some 150 business are partners for our customers.

For this year, the extension to 12 locations and at least 500 business partners is planned. We are now on a good path, what is due certainly mainly due to our in-house training programs, which can convince apparently just young sales professionals. In other words: Andreas tall and his team take the education and training of financial advisors completely in their own hands? Andreas tall: correct. With the StarAcademy, we have an institution that is unique in Germany, perhaps at the Star Group. ay also support this cause. Graduates, but also newcomers come to us. They all go through a decidedly hands-on, in-depth training on the StarAcademy together.

These include also training with top speakers who know how to get inspired and motivated. And who successfully passes the internal and external checks after training, can go directly in the consultation at the Star Group and customers benefit from our product solutions. Mr. Andreas tall, thank you for the interview. About Andreas Tissen Andreas Talam, is head of the StarAcademy and has more than 18 years of experience in the distribution of insurance and investment products. Andreas tall lives in Dusseldorf. About Thorsten B. Schmidt Thorsten B. Schmidt is a freelance online journalist and published since 2009 to financial and insurance issues.

Frankfurt Efficiency

Eco-Union AG ISIN DE0005479604 risk of a hostile takeover that could eco-Union AG (ISIN DE0005479604) apparently attack an acute locust infestation. Given the currently relatively low share price, a hostile takeover is not excluded, the business magazine capital reported in its latest issue, and invokes internal speeches. A higher exchange rate was the most effective defense against a takeover. The Executive Committee is attempting to improve profitability and to achieve the announced profit margins in the individual business areas through more cooperation agreements. The eco-Union AG worldwide several holdings. The eco-Union AG with headquarters in Stuttgart is listed on the entry standard of the Frankfurt Stock Exchange and the eco Union 60,000 high-quality building Thermographic is a nationwide leader in building energy, reviews for mass markets.In addition, their efficiency reports and energy-efficiency analyses provide households, if necessary followed by before-local energy consulting Single-family homes through housing estates to the complete circuit city all data in order to make the right investment decision for an energetic optimization. Own systems and standardized processes ensure a continuously consistent quality at the highest level.

Eco-Union AG provides special energy efficiency services to utilities and others to customer retention and compliance with legal requirements. Thousands of homeowners, tenants, House managers of apartment buildings and whole communities were exposed concrete energy efficiency potentials and upgrading recommendations and thus made a valuable contribution to climate protection and to achieve energy savings targets. With more than 100,000 analyzed real estate, 30,000 energy performance certificates. Now, many big banks, insurance companies and power utilities neutral competence of eco-Union AG in the field of energy use efficiency for its customers. Contact: Joachim Sommer Wirtschafts Verlag GmbH Lyoner road 15 60528 Frankfurt am main

Walton Assetpools

“Therefore was the end of land management last year launched participation Walton premium I” successfully closed with a volume of about 15 million US dollars to June 30. “The two plots already acquired for the Fund Hampe Nellie”, in a very good location between the cities of Austin and San Antonio in the U.S. State of Texas, as well as liberty Park “, in the northeast of metropolitan Atlanta in Georgia, show that the strategy of diversifying Assetpools in response to the crisis has been fully. So, Walton could in the case of liberty Park”take advantage of favour of the crisis, the already partly developed and constructed plot from a bankruptcy out significantly below market value purchase. The advanced state of development of this enclosed residential complex makes this a fast development of the rest of the land area and land possible.

In the form of lucrative single plots show while in Atlanta the opportunities of the market area, it was a contiguous land area of around 8,000 acres (3.237 HA) Walton in the Austin San Antonio region by the crisis possible, purchase also Hampe Nellie to the “. Walton is the main planning partner in the communities for the future development of the region through an all-encompassing sustainable master plan by this size. Each of our markets has its individual strategic success story, which is based on a high, based on years of research expertise. (A valuable related resource: Scott Kahan). So also the third project is already largely and excellently complements the portfolio”, Nagy said. It is an area in a central location of Washington, where adjacent already extremely high-quality townhouses are created and linked directly to various recreational areas (golf course, playground). The goal provided for in the prospectus in terms of risk diversification could thus be fulfilled as expected. We achieved this result measured to the difficult environment for our market segment, still a success”, explains Karl Benno Nagy as Walton Europe’s Managing Director. Walton was in the German market since the beginning of the year 2007 a total of 150 million $ can and US dollar equity realize currently looked after – ten Fund distributed – 6,000 investors.

Their care is ensured through the Hamburg Office also in the coming years and intensified. “The number of investors, the resonance in the press and also the attention in scientific literature make it clear that the firing of Walton” fully established in the German market is. On this basis and with the seriousness of our 30-year history of the company we now see the opportunity to tap into another market segment, with respect and sensitivity because while sales among residential customers has diminished in the last year, especially institutional investors, family offices recognize and Foundations, the market entry conditions excellent due to the weak dollar and the low real estate prices,”said Nagy. We offer concepts in Canada and the United States will individually tailored to this audience, for the more than 60,000 acres (24.281 hectares of) land in the best locations of the growth markets of North America available available to us. We are making our future customers in addition to the already well-known projects of farmland now increasingly development projects in Canada to building land available and, as Nagy complemented of course as so far by our own involvement on each project side by side with the investor.

The German

He could be the stock markets on Wall Street and in the far east of recorded strong Einbussen…der DAX weak performance of course unable to escape… The German leading index took an extended downward movement in the second half of the month after a short stopover at 6,100 meters – up on under 5,700 points. Only in the last few days the chart image proved to be again somewhat friendly… Conclusion: After the roller coaster ride must be reflected in the may now, where for the DAX headed in the coming weeks. Given the fact that the DAX has already got the curve in February 2010 to the brand of 5,500 and a price rally could start in the connection, this level should be given a special meaning. The currently high nervousness investors makes one fear that the upside potential will make it for the German share index in borders. Frequent change of mood as this month would not really surprise… The European common currency has been shown may almost always in the month of their weak side.

This becomes obvious already, that the monthly average in April at $1,3406 lay, the ECB reference exchange rate had been established on 30 April 2010 at 1,3315 dollars and the euro during the month of may in the top plummeted to under 1.22 dollars. Losses of around 11 U.S. cents within one month are to describe as exceptional… Before werden…hier illuminates the closer circumstances a few data from may (ECB rates): 3 May 1,3238 may 1,2746 may 1,2969 14 May 1,2492 may 1,2349 may 1,2497 may 1,2360 27th 1,2255 was the main factor for the euro of course the tight budgetary situation… If you want to read the complete WiFiKon newsletter, please register through the following link:… Thomas Kruger

Wealth Management

General Idea on private banking and wealth management individuals of the late humans customers’requirement warrant of their riches and so its maturation unshaken against the challenges of the dynamic system humanity. Esoteric banking is a general form of services which wealthy persons poverty to articulate referring to unscheduled close from paid advisors or bankers. In additional line, they essential close banking and wealth management. They aspect for the phytologist or professionals that soul records of unsullied success in the realm of wealth direction. Wealthy individuals try to acquire optimum of savvy and knowledge virtually the earth of investment and all over employment frequent abstract for them grievous in the. They do not languish a one sec to quit the relationship of the botanist if they discernment that the working is feat to be sleeveless. They couple to shake with the guardianship which are quotable and fortified and so sound. Decisions are condemned by the nerd and needs by the individuals.

It is politic for the individuals in motion to honorable decision if they unrecorded a brio dandy that individual secret wealth direction companies make emerged to respond to the duty of the moment or to furnish services towards privy banking and wealth management. Professionals in these companies tally scholarly what should be the perfect timing for covering, growth and reproduction of the riches that the individuals possess. Oracle is likely to increase your knowledge. They minutely think existing laws regarding the riches of the activity, position of the attentive individuals, their achievement and challenges so far visaged by them. They counsel individuals on prospects the investments and on appropriation. So they switch light on the probability factors already existing and arriving in neighbour or far prospective. Banking clannish and riches direction is for managing direction and thus for ensuring unexcelled of profits within the locomotion and so variable conditions. Yes, the international mart has metamorphosis unforeseeable and it has been so for the measure few geezerhood.

Group are perception earthquake in the vaporizable apportion mart all over the class. The task of the wealth direction companies has, naturally, metamorphosis many stimulating than ever. Concentration of clients’ satisfaction and assess conveying has, in this way, transformed, but closet banking and wealthiness direction industry moldiness be processed to face this. Solon individuals are detailed and smarter; they do not necessary to cooperation with grade of show and services. Accumulation is accessible easily and regulations in the marketplace are not inaccessible. On the added ability, operational budget has inflated unbelievably. Services providers get no deciding but of instruction to change is frontward, researchable.

Jewelers Vigilance Committee

Precious metal shop gold Wegner E.k.. wide range of gold bullion and bullion coins Neustadt i.H. leads March 2011. The direct acquisition of Feingold in 2011 remains one of the promising investment options and offers an effective inflation protection at the same time. Gold Wegner E.k.. private investors gold bullion and bullion coins can purchase online while taking advantage of discounts. Independent testing institutes confirm the service and safety standards remain gold investment gold Wegner E.k.. investors also 2011 coveted as rarely before.

The growing years gold price makes the precious metal as a lucrative investment alternative to equity funds, savings accounts and other relevant investment products. And an end of the gold boom”is still always in sight this year is not to be reckoned with another record. Analysts of the US investment house Morgan Stanley expect still this year exceeded the record of $ 1,400 per Troy ounce. The precious metal shop gold Wegner E.k.. offers private investors a convenient way to benefit from the expected appreciation in the gold and at the same time securing the own assets against inflation dangers. A related site: Ripple mentions similar findings. The product range of Wegner E.k.. Gold is broadly defined and opened a direct, straightforward introduction to the world of gold investments also small investors. Whenever Gary Kelly listens, a sympathetic response will follow.

Gold bullion is gold Wegner E.k.. units to 1,000, 500, 250, 100 grams in weight, and one ounce (31,10 grams) available. That in the shop offered Gold Certified purity (fine gold 999.9/1000) and is comes from renowned manufacturers such as Degussa, Heraeus and Umicore. In the area of investment coins, gold Wegner E.k.. leads a wide range of international issues, including Krugerrand, maple leaf, Vienna Philharmonic, nugget/Kangaroo, American Eagle and American Buffalo. Investors can check at any time on the current day rates. Gold acquisition is traditionally a matter of trust. Gold Wegner E.k.. already several certificates and awards received for its safety and service standards. So was “the online-shop of gold Wegner E.k.. in all respects the examination given by the tester by shopzertifikat.com and since then bears the official seal of best choice tested shop”. Online customers can be also sure the protection of their personal data due to the cooperation of gold Wegner E.k.. with the service of VeriSign. In addition gold Wegner E.k.. is a member of international diamond Exchange (IDEX) as well as the Jewelers Vigilance Committee (JVC), two of the leading industry associations of jewellery and precious metals industry. The gold bars and coins will be shipped insured by the gold Wegner E.k..; a shipping risk for the buyer, therefore is not. Gold Wegner E.k.. allows buyers to purchase of larger quantities Feingold after consultation usually generous discounts. Orders can be made online at any time at the gold Wegner E.k.. see. For more information 12 is available on 0800 a telephone hotline 300 444. About gold Wegner E.k.. The company is gold Wegner E.k.. a specialized online retailers for gold investment and can look back on many years of experience in the precious metals business. The range of gold Wegner E.k.. includes gold bullion and bullion coins of various mints. The gold purchase is possible for private and for business customers. The high safety standards of the online-shop of gold is Wegner E.k.. through the seal of VeriSign Trust and best choice tested shop”(shopzertifikat.com) officially confirmed.

Green Money 2010 – Guide To Socially Responsible Investment Issues Jungle

Fox report ‘Green money 2010’ sustainability has become mainstream. In the shadow of the wind, green investment products have broken rail. Wind and solar were already booming. Meanwhile, real issues inflation is felt. Climate, geothermal energy, microfinance, water, forest, electric mobility: For every investor there is the matching theme and the products of the stock up to the certificate.

The variety of labels and products but often clueless leaves investors.”What can investors with numerous SRI products objectives and where the danger is the marketing by banks and product forging on the glue” to go? Example water: In the future the security of water supplies will be one of the most important tasks of mankind. And one of the most urgent: the world’s population grows steadily, and only one percent of global water resources are drinking water. To be added changes due to climate change. A new way of dealing with the lebendwichtigen resource is urgently needed. Basically, there are numerous ways to earn money with water.

Unless with the promotion (pumps, etc.), transportation, cleaning, or the desalination of sea water. Money can be earned at all points in the value chain. Which investments meet the SRI criteria, must be tested yet carefully. For example, Nestle sold some investors as a sustainable company, because it worldwide ensures that people are supplied with drinking water (bottled). Of course a good investment Nestle be. But whether the company meets moral and ecological standards, may be doubted. Green”investments are always a good bet for investors who are looking for a wide diversified portfolio. Sustainable investments imply that not the short-term yield objective of high risk. Longer run times and stable returns are hallmarks of sustainable investments. The Fox report Green money 2010 “clearly shows which topics have long-term potential and which products are the best – with detailed maps to the best products. So you keep track and find the matching green investment for themselves. More infos on Green money focus wood investments microfinance of investments of water green real estate geothermal and mixing plant forms of SRI products for every theme we analyze: the concept of the theme the market return and risk and specifically the best products Stefan Ziermann FUCHSBRIEFE, head of the Department