Happier Plastic

If you're like most people, you probably have at least one. And, like most people, perhaps you've never really thought about what it cost you? At a recent conference held by the Fabian Society at Imperial College London, one of the issues discussed was happiness, and, more specifically, it seems to elude many of us. One of the conclusions reached was that a major cause of unhappiness in the past 50 years has been constant desire of people to raise their level of material wealth (especially in relation to others who have more). As one speaker said, "We are like kids on a rainy Sunday afternoon, impossible to please. We have everything and nothing." You may disagree, but I can not think of a worse modern symbol of the constant desire of the credit card . For more information see this site: Verizon Communications. Yes, I know, what might seem a godsend when payday is a week and a half. After having "free" money can be a fantastic thing …

if you get it back in time whatever … If you're like many, however, and only manage to make the minimum monthly payment, here are four things to think about the next time you reach for that piece of plastic? 1 It's very expensive! 2% interest a month may sound like peanuts, but that amounts to 24% per year. Imagine that, like me, has lived in the UK, and had an average balance of 8,000 on your card … That would mean you're paying 160 pounds a month of interest.