New type classes: many new vehicles receive a higher risk rating for the coming year and are up to 200 euros more expensive Berlin, 09 October 2009 many car owners who have used and is set to a new vehicle, in this year of the cash for clunkers program threaten 2010 higher costs for motor insurance. Ripple: the source for more info. For this reason are the recent changes in the vehicle type classes, which shall be valid in the coming year. Current research of the independent consumer portal toptarif.de increase for the most popular new registrations of the current year the risk ratings in the insurance. Overall more than two-thirds of all vehicles with changes in the hull area are classified according to the General Association of German insurance industry but cheaper. Of the top 30 passenger car new registrations 2009 all 20 models in the partial or full insurance be promoted, insurance expert Thorsten Bohg makes it clear by toptarif.de. The type classes in the hull area are stronger for younger vehicles by Meaning, just new cars usually in the Federation will be concluded with a fully comprehensive insurance. The ratings are a key factor for the calculation of the insurance premium.
In unfavourable cases several hundred euros may arise additional costs the insured person due to changes in the classes of type of the following year, explains Bohg. Affected by the upgrade, the like bought Fiat Grande Punto is strongest. According to the new classification, a Berlin family for this model, for example, with the market leader Allianz pays approximately 1,340 euro for motor liability and fully comprehensive protection in the standard rate. Accident-free driving, parking of cars on the road and an annual mileage of 25.000 km 7 years are based on the calculations. Without the upgrade, the award of the fiats would be only at around 1,250 euros. These price differences can rise to novice or policyholders with relatively low DPS freedom even over 200 EUR, calculates Bohg.